Rare opportunity for a fully renovated home with lake access via private docking spots in member only association. This home is set on nearly a half-acre lot in the sought-after Mahtomedi school district blocks to downtown and the lake. One-level living with potential rental income from an in-law unit or roommate area with a separate private entrance. New windows, siding and an interior remodel with all-new fixtures and appliances. Newer roof and furnace. The LL features an in-law suite with a separate entrance and a 3/4 bath, offering flexibility and privacy for guests or extended family. Residents benefit from a 1/62 interest in the Ash Beach association, granting access to the pristine shores of White Bear Lake. Convenient location near schools, downtown restaurants and coffee shops within blocks. Convenient and easy commute thanks to easy access to Hwy 36 and 694.